In some parts of the country, building code requirements mandate 24/7 access to docks from the water, meaning many marinas need ladders that are always available in case someone falls into the water. These requirements are not uniform across the country. While some municipalities and counties require 24/7 access, some insurance liability carriers make it mandatory to have emergency access ladders at the facilities they insure. Even at marinas where a 24/7 access rule is not formally in place, customer safety benefits from emergency access to the docks at all times.